Put Your Backup Plan in Place

Don’t let worrying about your paycheck be the thing that stands between you and getting better. Our disability income insurance pays you when you’re unable to work due to illness or injury.

Right Fit
Right Fit

Customizable to fit your budget and coverage needs.

Guaranteed
Guaranteed

Your coverage is guaranteed.

Unique
Unique

Protection for all types of work, including stay-at-home parents.

Trusted
Trusted

A.M. Best Superior A++ rated, Christian not-for-profit with faith-based values.

Key Features

Choose your own coverage amount

Choose your own coverage amount

$500/mo to 75% of your income, up to $7,500/mo and payout length (2 years, 5 years or to age 67 per claim).

Optional Inflation Benefit

Optional Inflation Benefit

An automatic 3% annual increase in the benefit amount and premiums each year to keep up with inflation.

90 or 180-day Waiting Period

90 or 180-day Waiting Period

Benefit payments start after you’ve been disabled 90 or 180 days – you choose – and continue each month you’re disabled, through the payout length you choose.

30-day Free-Look Period

30-day Free-Look Period

Review and cancel your contract within the 30-day free-look period for a refund of all premiums paid. Premiums will not be refunded if policy is cancelled after the free-look period, however future billing will stop.

Disability Coverage is Guaranteed

Disability Coverage is Guaranteed

once the policy is issued until age 67, regardless of health.

Financial Strength and Reputation

Financial Strength and Reputation

Backed by Thrivent, our insurance products have an A++ Superior Rating, the highest possible rating from A.M. Best, an independent insurance ratings agency.

How It Works

Protect your family without the frills. Our term life insurance is simple, affordable, and there when your family needs it most.

  • INJURY OR ILLNESS

    Ouch! An illness or injury prevents you from doing your work.

  • FILE CLAIM

    Call brightpeak and we’ll help you get started.

  • PAYOUT

    We send you a paycheck for your coverage amount.

  • RECOVER

    You focus on getting better and we’ll help take care of the rest.

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What Our Members Are Saying

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    Jane Doe
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    JACK BLACK

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