term life – bright3

Term Life Insurance

A financial security blanket for the ones you love

OPEN YOUR ACCOUNT NOW

Plan for the Future.
Live in the Moment.

Life can be unpredictable. The best thing you can do for your family is plan ahead. Our term life insurance pays your loved ones in case you’re not there.

Right Fit

Customizable to fit your budget and coverage needs.

Level Premiums

Premium rates are guaranteed.

Affordable

Big protection for a smart price.

Trusted

AM Best Superior A++ rated, Christian not-for-profit with faith-based values.

Features and Options

Go with the standard plan or choose your own

Standard

$250,000- $1 million in coverage
Lock in your premium for 30 years

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10-Year Term

$50,000 – $1 million in coverage
Lock in your premium for 10 years

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20-Year Term

$50,000 – $1 million in coverage
Lock in your premium for 20 years

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30-Year Term

$50,000 – $1 million in coverage
Lock in your premium for 30 years

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Choose your own coverage. Coverage amounts from $50,000 to $1 million.
Fixed pricing, no surprises. Lock in your premium rate for the full 20-year term; if you choose to renew at the end of the 20-year term, pricing is based on your age (not your health).
Annual renewal option. After the 20-year term is up, you can decide to annually renew your coverage until age 95.
Accelerated Death Benefit. Provides access to some or all of the coverage amount if diagnosed with a terminal illness that will lead to death within two years.

Inflation benefit. An automatic 3% annual increase in coverage and premiums each year to keep up with inflation—you can remove this benefit at any time.
Premium protection. Option to add a disability waiver at an additional cost, which will pay your premium if an injury or illness impacts your ability to work.
30 day free-look period. Review and cancel your contract at no cost for a full refund of all premiums paid within the 30-day free-look period.

How It Works

Protect your family without the frills. Our term life insurance is simple, affordable, and there when your family needs it most.

DEATH
Oh no! You kicked the bucket—an unfortunate reality.
FILE CLAIM
brightpeak will help you get started.
PAYOUT
We pay your loved ones the coverage amount.
AFTERMATH
Your family is better equipped to maintain their lifestyle during a difficult time.

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